American medical doctors face some unique financial planning challenges. They often have to incur student loans in the hundreds of thousands of dollars. Unlike regular college graduates who start working at age 22, they often can not start working until about age 30. Their relatively high income can also drive the need for huge retirement savings. Because of their high income, doctors are major targets for people selling bad investments. This short story explores these unique challenges. Read this short story if you are a medical doctor who wants to learn how to meet your long-term financial goals.