Plaintiff-Appellant Medical Mutual of Ohio (“MMO”), an insurance company, brought suit against Loan A. Tran (“Tran”) and Khanh B. Luu (“Luu”) for failing to disclose that their dependent son had a pre-existing medical condition (hemophilia). MMO also included as defendants Trans employer, k. Amalia Enterprises Inc. (“k. Amalia”), which contracted with MMO to provide group health insurance, and k. Amalias Chief Financial Officer, John M. Barr (“Barr”), who signed the group-health-insurance contract on behalf of k. Amalia. MMO appeals the district courts grant of summary judgment to k. Amalia, Barr, Tran, and Luu. Because all of MMOs claims are barred by a contractual limitations provision, we AFFIRM the district courts grant of summary judgment to k. Amalia, Barr, Tran, and Luu and AFFIRM the district courts denial of MMOs motion for reconsideration.